Yes, we can help. We specialize in helping homeowners who don’t have the time, equity, or flexibility required for a traditional sale. We offer alternative solutions that can help you sell faster, avoid costly repairs or commissions, and move on according to your timeline. Everyone’s situation is different. Therefore, every solution is different.

In some cases, yes. We may be able to help homeowners explore options before a foreclosure is finalized. Whether we’re able to assist depends on timing, the property, and the overall financial situation. If we’re not the right fit, we’ll be honest and, when appropriate, point you toward other resources that may be able to help.

If selling your home hasn’t worked and you don’t want the responsibility of managing tenants, repairs, or vacancies, we offer solutions where we take over the management and day-to-day responsibilities. Depending on your situation, this can allow you to move on from the property while still benefiting financially, without becoming a landlord yourself. Our goal is to reduce stress, provide clarity, and create a path forward that fits your comfort level.

We can sometimes pay more because we use flexible purchase structures instead of traditional bank loans. This can eliminate buyer financing issues, shorten timelines, and allow us to customize terms around your needs. Depending on the situation, this may include: • Faster, more predictable closings (2-3 weeks) • Fewer out-of-pocket costs (we buy As-Is) • We can pay closing costs • We can pay moving expenses • You get monthly income instead of a single lump sum • Flexible timelines and negotiated payoff periods Because payments are often spread out over time, the total amount you receive can be higher than a conventional sale.

We use a few different approaches, depending on the home and the situation. Some properties become long-term rentals, some are renovated and resold, and others are offered through a rent-to-own program that helps future homeowners who aren’t yet able to qualify with a traditional lender. In those cases, we follow all applicable laws and work with licensed professionals to ensure everything is handled responsibly and transparently. Our goal is simple: help sellers move on with confidence, and help the next family move forward toward homeownership.

Traditional home sales are familiar because they work well for most people. But not every situation fits neatly into that model. Alternative sale structures have existed for decades and are used when flexibility or timing is critical. They’re not widely advertised because they’re tailored to specific circumstances, not because they’re unsafe or unusual. Our role is to explain these options clearly and help you decide whether they make sense for you.

In some cases, yes. Depending on the situation and the structure of the sale, we may be able to help cover certain moving or transition costs. This is evaluated on a case-by-case basis and discussed upfront so there are no surprises. Our goal is to make the process easier, not add financial stress during an already stressful time.

In most cases, no. When we purchase a home, it must be vacant at closing. This allows us to complete any necessary renovations and move forward responsibly with the property. More importantly, we don’t believe it’s in anyone’s best interest to create a situation where a former homeowner could face added financial pressure or future housing uncertainty. Our goal is to provide a clean transition, not create new risk. That said, if your circumstances change down the road, there’s nothing preventing you from purchasing the home again through a traditional sale on the open market.

It depends on how the home is sold and your specific situation. If your home is sold through a traditional sale, your mortgage is paid off at closing and no longer appears as debt on your credit report. For many sellers, this improves their credit profile and makes future homeownership easier. In situations where an alternative structure is used, payments are typically kept current, which can help stabilize your credit. However, because circumstances vary, we always encourage sellers to speak with a qualified lender or credit professional before making long-term plans. Our role is to explain the options clearly so you can make an informed decision.

No. We don’t provide personal loans or lend money for non-real-estate purposes. However, when someone purchases one of our homes, we may offer seller financing as part of the transaction. In those cases, financing is tied directly to the property and handled in compliance with applicable lending laws. Our focus is on real estate solutions, not personal lending.

Not always. While we are able to help many homeowners, there are situations where a property’s financial structure makes a solution impractical. When that’s the case, we’ll tell you honestly. If we’re not the right fit, we’re happy to point you toward reputable nonprofit organizations that specialize in debt counseling and financial education. There’s no cost to you for that information, and we have no financial relationship with those organizations. Our goal is to be helpful and transparent, even when that means referring you elsewhere.